Financial Experrt, Market America

World-Class Business Success at Market America Unfranchise

Market America is an internet marketing and product brokerage company which distributes an array of services to the international market. The company was first established by Loren and JR Ridinger in 1992. The company operates with an excess of 650 employees and has its headquarters at Greensboro, North Carolina. Market America UnFranchise deals with a variety of household products that include jewelry, auto care, dietary supplements, personal care products, weight management products, and cosmetics among others.

The company runs in collaboration with other affiliate companies through its special website, which was acquired from Bill Gates the founder at Microsoft. Market America opened its international operation to various countries such as Australia, Taiwan, Hong Kong and Philippines. The company also expanded its operation in 2012 to the United Kingdom and Mexico. Market America later explored other countries such as Malaysia and Singapore.

In 2008, Market America partnered with iMirus to produce and supply digital and print versions of catalogues, books, and MA Newsstand among others. Market America acquired, a shopping comparison firm at a confidential amount in 2010. This acquisition shifted the company’s domain from to the latter. This acquisition was primarily for opening up the cashback program that the company launched earlier in 2008.

Market America offers diversity of product categories that include nutrition and health, Pet care, automotive care, personal care, home and garden care, and cosmetics among others. The company equally offers internet marketing services for all categories of businesses. The company’s health and nutrition supplements were first introduced in 1993 and includes over 20 products. The company later introduced a weight management program in 2004. Market America exclusively markets products manufactured by other firms. It is crucial to note that the company does not produce products of its own. Market America earns through sales commission and new sales member recruitment.


Business Owner, Business Venture, Businessman

Roberto Santiago Provides Customers with the Best Experience Possible

When trying to establish a business or a spot, it is important to think about what is going to be given to people who are going to visit that spot. When people are visiting a place, they are going to be thinking about what they are going to get out of it, especially when there are similar establishments. For instance, when people visit a shopping mall, they are going to be wondering why they should visit this particular mall instead of the other mall. For instance, a person who lives closer to another mall is going to need something in order to be won over to a different mall that is a bit further away.


Roberto Santiago has shown a lot of consideration for this challenge. This is one of the reasons that he has taken the time to bring out all of the best qualities of Manaira Shopping. This particular mall offers more than just a larger size for customers. There is a lot of other unique aspects of Manaira Shopping that people are not going to find at regular malls. For one thing, the mall is so huge that it is going to need to provide something unique for the customers to check out. It would make no sense to have copies of the same store in one mall.


Given the huge size of the mall, this leaves room for different companies that offer different types of products that can bring forth something new. There can be fashion stores that carry completely different types of clothes and products that will not be found in other stores. People can actually explore and find something that can bring out a side to them that is fun and otherworldly like Roberto Santiago’s Manaira Shopping mall


People that are looking for a really fun and entertaining experience can enjoy themselves at Manaira Shopping. The security at the mall makes it a very safe spot to visit. Also, there are plenty of lounges for people who want to meet up and enjoy each other’s company. Many people take a trip over to Manaira Shopping and come out renewed.


Real Estate Business

Todd Lubar: Real Estate Philanthropist

Some entrepreneurial stories are more inspiring than others. The story of Todd Lubar’s success across many industries is one of the most inspiring. Many were shocked by his natural ability to shift from one industry to another with very little effort. Today, he owns numerous companies in numerous industries.

Todd Lubar’s career began immediately following his graduation from Syracuse University. He got a job as a loan originator for Crestar Mortgage Corporation, see He worked harder than most to understand conservative mortgage banking, an experience he found invaluable. He worked at Crestar for the next four years before moving to Arlington, Texas and taking a job at Legacy Financial Group.

When he got to Legacy Financial, he continued his work with mortgage banking, but Legacy offered more opportunities to expand his lending capabilities. He continued working for Legacy until 2005 when he accepted a Senior VP position at Charter Funding.

After leaving Legacy Financial, he took some time to himself and started Legendary Properties, a small real estate company. This was his first step toward entrepreneurial independence. It wasn’t long after Legendary Properties that he expanded into other industries; including the demolition and recycling business. Eventually, he rejoined the finance and credit industry as part of TDL Ventures.

His role at TDL Ventures is working closely with people who have trouble getting loans through traditional avenues. According to, over his 20-year career in finance and credit, he noticed a huge underserved market opportunity. Most people don’t have the knowledge of resources to overcome all the barriers preventing them from getting much-needed loans.

To resolve that issue, Lubar first tried to remove all the obstacles these people face. When that failed, he realized he needed to create a new program with a new product that Baltimore natives could use directly. What he created is called RELIEF.

Todd Lubar’s passion for helping people is nothing new. He’s wanted to help people since he was a young man. Finally opening a business that does that directly makes him prouder than any of his other companies.

Financial Experrt

Igor Cornelsen’s Breakdown of The Brazilian Banking Industry

According to Brazilian banking expert, Igor Cornelsen, there are two main things that keep Brazilian banks profitable during turbulent times. First, is what they have learned from previous experiences. Second, is their extensive knowledge of the market.


At the end of 2014 Brazilian banks stunned the banking world by finishing on top. During a year of no economic growth, two of the country’s biggest private banks managed to increase their profits. The two banks, Itau Unibanco and Banco Bradesco’s profits in the third quarter rose by 36% and 28% respectively. Their shares also increased by over a third.

How did they do it?

Brazilian bankers, in light of poor economic conditions, only lent to the most credit-worthy clients. This reduced costs for the banks and is one of the ways in which they were able to make profits despite their circumstances. Read more: Adicione uma descrição a este tópico

This tactic also made banks feel secure about their future. Those individuals who did not have attractive credit portfolios had to choose other sources of credit such as public banks. Alternatively, they also opted to spend cash or give up on their business prospects altogether. This was tricky in the poor economic environment as it would make the economic conditions worse.

Igor Cornelsen’s Basics on Brazilian Banking

There are 10 major banks in Brazil

Brazil’s has ten major privately and state-owned banks which support the largest economy in South America. It is also the 8th largest economy in the world.

A new appointment to the finance docket

While the previous fiscal policy was a disaster, a newcomer to the docket might turn things around.

Focus on China

China and Brazil are linked as a result of their strong trade partnership. Ironically, they are also major competitors in the export of industrial goods.

An overvalued currency

The competitiveness of Brazil’s exports has been made worse by the country’s overvalued currency. The new administration is expected to change things for the better to increase investment.

Learn more about Igor Cornelson: